This is what Richard calls "living death cover".  Imagine having a massive stroke or being in a serious car accident leaving you disabled.  Your live insurance wont pay.  You cannot work and daily expenses still have to be met.   Medical expenses, living costs, mortgages and loans all need to be paid.

If this happens to you, as much money as you can put your hands on, wont be enough.

The impact on your lifestyle of a total and permanent disability is incredible.

 THIS IS WORSE THAN DYING!

To learn more about this, contact us or book an appointment with Richard.